They didn't refuse them. Ended up the pending charges disappeared for a couple hours before they pulled the money. Made for a very stressful couple of hours for me lol.
If you do not tag out on the January OTC hunt you can still enter the fall draw. If you DO tag out in January you can still buy a bonus point for the fall draw and be better off the next year. You do not lose bonus points for the draw if you tag out during an OTC hunt.