>With one kid you would be
>able to easily avoid a
>trust altogether. As
>long as you don't worry
>about him/her absconding with your
>money too soon. Just
>put their name in the
>tittle I?f houses and cars,
>add them as a signer
>on any stock holdings or
>retirement accounts, bank accounts and
>you are golden. With
>current laws as far as
>death tax you're golden unless
>your transferable exceeds at least
>five million and maybe ten.
> I think you get
>five credit for sure and
>that may be five for
>you plus your spouse before
>estate taxation kicks in.
>Of course, with or without
>a trust you'd get hit
>with estate tax. Don?t
>let some estate planner hustle
>you out of five large.
> It is entirely unnecessary
>in your case and over
>priced even if it was.
>
>
Thanks! I think we can just barely squeak by under the $5-$10 million mark.