Article 1 proposed changes from 2016 and implemented. You may be out of luck because it wasn't a funding issue that got you bounced, but it's worth a phone call. Send me a pm and I'll give you a contact number and email.
" In addition, the rule is amended to allow a customer to retain any accrued loyalty and bonus points when the payment submitted is less than the required fees, but is sufficient to cover the application and license fees. Currently, when the Department rejects an application with insufficient funds, the applicant forfeits any accrued loyalty bonus point and is ineligible for the computer draw and the awarding of any bonus points; all funds (less the application fee) are returned to the customer. The proposed amendment will allow the Department to issue a license and award a bonus point, provided the funds submitted are sufficient to cover the application and license fees. The application will not be entered into the computer draw and any additional funds will be refunded. This change is in response to customer comments received by the Department.