C
catmando
Guest
After almost ten months of dealing with the bloody insurance wankers they finally had to pony up!!!! (I have picked up some english slang due to their appraiser wearing off on me)
It is the ultimate in frustration dealing with insurance companies who think they are right. To the tune of over $30,000 that will end up being spent by both sides to see the process carried through appraisal (arbitration). Money that would have been better spent on the settlement instead of engineers, attorneys, witnesses, appraisers and an umpire. If they would have done what was right in the first place it would have save the insured alot of money. No wonder insurance cost so damn much these days.
If it wasn't for our PA(public adjuster)which we hired we would have been screwed. If your ever in a fire, flood or other major loss and the insurance starts jacking you around you had better hire a PA. Trust me, you will know when you need one!!! They are well worth the money.
I'm not going to disclose any award amounts, but we will be able to do what we need to do finally. They ended up paying five times what they offered on personal property, paying for 14 months ALE (loss of use), instead of the 6 months they stated in one of their scathing letters was all that we were entitled to. We also ended up getting almost three times their initial offer on the structure for ACV (actual cash value) which is the depriciated using some magical formual they pull from some body oriface.
After letters containing numerous threats of taking us to court, deposition hearings, take it or leave it etc, they actually had the tansity to accuse me of acting in "bad faith". I would say that I know who was acting in bad faith based on the award amounts!!!!!!
All in all I wouldn't wish something like this upon my worst enemy!!! The trauma they have put my family through this last ten months is indescribable. Basically by all the new definitions in this country for terrorists they would qualify.}>
I have three massive files of crap if anyone is ever interested in reading the "life and times of Catmandoo's tornado". I don't know if it would be a top ten seller or not, but it is entertaining reading.
After enduring this episode in our life I can now say that life in camp with the likes of Ed, Stan, Dawg, Bluehair, Kattrax, CB, etc., can be considered as childs play;-).
The drinking, hookers, spandex tights, all day dog chases, hangovers and U.A.'s now seem mild to this event, however they might be able to change my mind.
Thanks for your thoughts, prayers, phone calls and support in general. Now the real work begins!!!!!!
JUSTICE IS MINE!!!!!!
Catmandoooo!!!!
It is the ultimate in frustration dealing with insurance companies who think they are right. To the tune of over $30,000 that will end up being spent by both sides to see the process carried through appraisal (arbitration). Money that would have been better spent on the settlement instead of engineers, attorneys, witnesses, appraisers and an umpire. If they would have done what was right in the first place it would have save the insured alot of money. No wonder insurance cost so damn much these days.
If it wasn't for our PA(public adjuster)which we hired we would have been screwed. If your ever in a fire, flood or other major loss and the insurance starts jacking you around you had better hire a PA. Trust me, you will know when you need one!!! They are well worth the money.
I'm not going to disclose any award amounts, but we will be able to do what we need to do finally. They ended up paying five times what they offered on personal property, paying for 14 months ALE (loss of use), instead of the 6 months they stated in one of their scathing letters was all that we were entitled to. We also ended up getting almost three times their initial offer on the structure for ACV (actual cash value) which is the depriciated using some magical formual they pull from some body oriface.
After letters containing numerous threats of taking us to court, deposition hearings, take it or leave it etc, they actually had the tansity to accuse me of acting in "bad faith". I would say that I know who was acting in bad faith based on the award amounts!!!!!!
All in all I wouldn't wish something like this upon my worst enemy!!! The trauma they have put my family through this last ten months is indescribable. Basically by all the new definitions in this country for terrorists they would qualify.}>
I have three massive files of crap if anyone is ever interested in reading the "life and times of Catmandoo's tornado". I don't know if it would be a top ten seller or not, but it is entertaining reading.
After enduring this episode in our life I can now say that life in camp with the likes of Ed, Stan, Dawg, Bluehair, Kattrax, CB, etc., can be considered as childs play;-).
The drinking, hookers, spandex tights, all day dog chases, hangovers and U.A.'s now seem mild to this event, however they might be able to change my mind.
Thanks for your thoughts, prayers, phone calls and support in general. Now the real work begins!!!!!!
JUSTICE IS MINE!!!!!!
Catmandoooo!!!!