I have seen multiple giant mature mule deer on accessible public land in the nonresident general tag areas that are between 2nd choice and 1pt tags.
Waiting til you have max points or 20 years to hunt one of the the top 5 or 10 areas is a choice, not a necessity. Waiting that long and drawing one of those high point tags is also no guarantee of any particular size deer either, no matter what Eastman's and Huntin' Fool would tell you.
I must admit, I have 5 points, and I will hopefully cash those in next year, so I can get back to hunting the no-point general areas in 2020 and every year thereafter.